Montgomery County is the most populous county in the state and is located adjacent to Washington D.C., and in 2019, the population was estimated at 1.05 million people. Montgomery County is one of the most affluent counties in the nation. Independent living for seniors in the county is any housing arrangement designed exclusively for older adults. Generally, these are adults who are retired or semi-retired. The age varies from adults who are 55 and older or 65 and older. Housing ranges from apartment-style living to freestanding homes, retirement homes, or continuing care retirement communities. These housing arrangements are friendlier to aging adults. Typically, they are more compact, with easier navigation and no maintenance or yard work to worry about. Residents live independently, enjoy retirement, and many enjoy an active lifestyle. When searching for independent living in Montgomery County, it is a good idea to have a budget in mind and location in the county. Most seniors choose their independent living close to the amenities or services they need. For example, this would include healthcare, shops, walking trails, transit, and food stores.
Retirement communities provide extensive amenities to residents, such as dining services, recreation, and social events. Continuing care retirement homes offer that extra level of care to help seniors transition into a higher level of care when needed, such as assisted living. The Maryland Department of Health, Office of Health Care Quality, licenses three types of assisted living programs based on the level of care provided. Within the state, an assisted living program is a residential or facility-based program that provides housing and supportive services, personalized assistance, health-related services, or a combination of both. When families begin to search for assisted living in Montgomery County, they will want to work with the facility to determine the level of care their loved one requires. Also, it is a good idea for families to ensure the facility is licensed, well maintained, and well-staffed.
Benefits of Retirement Living in Maryland
The state of Maryland offers active seniors and retirees opportunities to enjoy the outdoors and take in the attractions in Washington, D.C., and neighboring states. The state of Maryland stretches from the Atlantic coast across the Chesapeake Bay to the Appalachian Mountains. The state offers a diverse landscape and many different recreational opportunities. The restaurants, shops, and easy living offer something for seniors at any stage of his or her life. The tax friendliness in the state depends on where your retirement income is coming from and how it is being spent. Seniors who rely on Social Security will not have this source of income taxed. However, if you are relying on a combination of Social Security, retirement account income, and public pension income, there will be a larger tax bill. The state of Maryland exempts all Social Security retirement benefits from taxation. The property tax rates in the state are close to the national average but yet can be expensive due to high home values. There is also only state sales tax and no city or county sales tax.
List of Senior Living Communities in Montgomery County, Maryland
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