Monroe County is in the Finger Lakes region of the state and along Lake Ontario's southern shore. In 2019, the county's population was 741,770 people. The county seat is the city of Rochester, and independent living in Monroe County is any housing arrangement designed for older adults. Typically, the ages range from 55 and older and 65 and older. Generally, these housing arrangements are more comfortable for older adults to navigate, and there is no maintenance or yard work to worry about. Residents live independently, and many communities offer amenities, activities, and services. Independent living is aimed at older adults who need little or no assistance with activities of daily living. Most seniors choose to live close to the amenities or services they need. For example, some of these services may include public transit, healthcare, shopping malls, food stores, walking paths, and churches. When searching for independent living in Monroe County, New York, it is a good idea to have a budget in mind as the cost of independent living varies.
Retirement homes in the state tend to be more costly because of the amenities they offer. Some of the amenities include dining services, transportation, recreation, and social events. Continuing care retirement communities are also excellent options. These facilities provide everything in one spot and even help residents transition to a higher level of care when needed, such as assisted living. The Department of Health licenses three types of adult-care facilities that offer a continuum of long-term residential care for seniors. The types of care are adult homes, enriched housing programs, and assisted living residences for adults. When searching for assisted living in Monroe County, New York, the family must make sure their loved one is receiving the level of care they need. Also, it is essential to make sure the facility is properly licensed, well maintained, and well-staffed. The purpose of assisted living is to help residents maintain their independence and provide help with the activities of daily living.
Benefits of Retirement Living in New York
As the baby boomers age in the state, one in five New Yorkers will be aged 60 or older by the year 2030. Financially, retiring in New York is moderately tax-friendly. Social Security income is not taxed, and withdrawals from retirement accounts are partially taxed. Also, wages in the state are taxed at standard rates, and the marginal state tax rate is 5.90%. Along with this, public pension income is not taxed, and private pension income is partially taxed. There are expensive and inexpensive places in the state to retire. Regions in the north part of the state tend to be more affordable. The New York City area is more expensive but offers big city life, culture, and easy transportation. Overall, across the state, there is something for everyone and excellent retirement opportunities for seniors.