Located in the north-central part of New Jersey, Middlesex County had a population of over 825,000 in 2019. The county is the second most populous in the state and is part of the New York metropolitan area, and its county seat is the city of New Brunswick. Independent living for seniors in Middlesex County is any housing arrangement designed exclusively for older adults. Typically, these are adults aged 55 and older or 65 and older. The style of housing varies, such as apartment living, condo complexes, affordable senior housing, retirement homes, and continuing care retirement. Residents living independently, and most communities provide activities, amenities, and services. Generally, the housing is more accessible and easier to navigate, with no maintenances or yard work to worry about. Independent living facilities are aimed at older adults who need little or no assistance with activities of daily living. When searching for independent living in Middlesex County, it is a good idea to have a budget in mind.
The cost of independent living varies, and much of the cost depends on the services or amenities provided. Seniors will typically choose independent living close to the services or amenities they need. This may include public transit, food stores, healthcare, churches, shopping, or walking trails. Retirement communities offer extensive amenities, such as dining services, transportation, recreation, and social events. Continuing care retirement communities tend to provide everything in-house and will help residents transition to a higher level of care when needed, such as assisted living. New Jersey’s Department of Health, Division of Health Facilities Evaluation and Licensing licenses three types of assisted living services. These services are assisted living residences, comprehensive personal care homes, and assisted living programs. Assisted living residences are new construction, whereas comprehensive personal care homes are converted residential care homes. When searching for assisted living in Middlesex County, the family should ensure the facility is appropriately licensed and provides the level of care your loved one needs.
Benefits of Retirement Living in New Jersey
Retirement living in New Jersey offers endless entertainment, such as snowy mountain ranges, sandy beaches, and vast expanses of rural living. The beaches in the state are some of the top vacation destinations in the country. Financially, the state is moderately tax-friendly towards seniors and retirees. Social Security income is not taxed, and withdrawals from retirement accounts are partially taxed. Seniors who are working will have their wages taxed at standard rates, and public and private pension income is partially taxed. However, the property taxes in the state are some of the highest in the nation, and the sales taxes are close to the national average. Retirement in New Jersey is possible with good financial planning. The retirement communities in the state offer something for everyone and help residents become socially engaged and stay active.
