Essex County is located in the northeastern part of the state and is the third-most populous county, along with being part of the Greater Boston area. The largest city in Essex County is Lynn, and independent living for seniors offers many opportunities. Independent living is any housing arrangement designed exclusively for older adults. Typically, residents are aged 55 and older or 65 and older, and the type of living varies. Independent living includes condo or apartment-style living, retirement homes, active seniors’ communities, or continuing care retirement communities. Generally, the housing is friendlier to aging adults and more accessible, along with no maintenance or yard work to worry about. Residents live independently, and most communities offer amenities, activities, or services. Independent living is aimed at older adults who need little or no assistance with the activities of daily living. Most seniors or retirees choose to live close to the services they need. For example, this could include public transit, shopping malls, food stores, healthcare, walking trails, and churches. The cost of independent living in Essex County, Massachusetts, varies, and it is a good idea to have a budget in mind.
The cost of independent living in the county depends on what services or amenities are provided. Retirement homes, for example, offer different amenities, such as dining services, transportation, and recreation. Continuing care retirement communities provide everything in one place, and many of them help residents transition to a higher level of care when needed. The Executive Office of Elder Affairs certifies assisted living residences. These residences in Essex County offer a combination of housing, meals, and personal care services to adults on a rental basis. The assisted living residences in the state do not provide medical or nursing services and are not designed for people who need serious medical care. When searching for assisted living residences in Essex County, Massachusetts, the family must ensure the facility provides the level of care their loved one needs. Also, it is crucial the facility is adequately licensed, well maintained, and well-staffed.
Benefits of Retirement Living in Massachusetts
The state of Massachusetts is definitely an ideal state for active seniors who enjoy all four seasons. Residents have access to beaches, mountains, and everything in between. There is a range of scenery, such as small Atlantic beach towns in the east and Taconic mountain towns in the west. Financially the state is moderately tax-friendly towards seniors and does not tax Social Security income. However, withdrawals from retirement accounts are fully taxed, and wages are taxed at standard rates with a marginal tax rate of 5.05%. Also, public pension income is not taxed, yet, private pension income is fully taxed. The state of Massachusetts has a diverse and vibrant culture. Every year there are different music festivals, theatre festivals, family events, and plenty of history. There is also a small-town feel to the state while also providing big city life.
List of Senior Living Facilities in Essex County, Massachusetts
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