Assisted living is a type of residential care for older adults who need help with activities of daily living (ADLs). This includes but is not limited to bathing, dressing, meal preparation, and medication management. There are many seniors who require some support but do not need the intensive medical care provided in a nursing home. Assisted living facilities are a perfect level of care for these individuals.
What is Assisted Living?
Assisted living facilities provide a home-like environment designed to promote independence while ensuring the safety and well-being of residents.
Additionally, it offers access to trained staff 24 hours a day to help with personal care and health-related tasks. The services provided in these facilities vary depending on whether an assisted living program is private or subsidized.
Assisted living offers a blend of independence and assistance that can be ideal for seniors who need some help with daily activities but do not require intensive medical care. Various services and a community environment can enhance seniors’ quality of life and provide peace of mind for their families.
Assisted Living Services
Assistance with activities of daily living or ADLs
Medication assistance and management
Meal preparation and dining halls
Personal care services
Cost of Assisted Living
The cost of assisted living varies greatly depending on location, the level of care required, and the specific services and amenities the facility offers.
In 2023, the average monthly cost of assisted living is $4,300. However, the actual price can vary significantly from one location to another depending on the specific needs and preferences of the individual.
Assisted living is costly. Most families choose to use personal funds, such as retirement and Social Security, while others manage other payment methods. This may include liquidating investments, settling with a life insurance company, veteran benefits, reverse mortgages, or previously purchased long-term care insurance
Frequently Asked Questions: Assisted Living
What services are typically included in assisted living?
Assisted living facilities typically help with daily activities, meals, housekeeping, laundry, medication management, social activities, and 24-hour supervision. The types of services vary from facility to facility.
How is assisted living different from a nursing home?
Nursing homes are for individuals who require round-the-clock medical care and assistance with most or all daily activities.
Are assisted living expenses covered by Medicare?
Medicare does not cover the costs of assisted living facilities. However, Medicare will cover qualified healthcare costs while your loved one receives skilled nursing or rehabilitation in a short-term facility. Assisted living is technically not a medical expense.
Can assisted living facilities accommodate individuals with Alzheimer's or dementia?
Many assisted living facilities offer memory care services for individuals with Alzheimer’s or dementia. These services often include specialized activities and increased security measures to ensure the safety and well-being of residents. This level of care does add to the cost.