Monmouth County is located on the coast of New Jersey within the New York metropolitan area and is the northernmost county along the Jersey Shore. In 2019 the population was estimated at 618,795 people, and it is the fifth-most populous county in the state. Independent living for seniors in Monmouth County is any type of housing that is designed for older adults. Typically the age group varies from 55 and older to 65 and older. Generally, the housing is friendlier to aging adults, more compact, and easier to navigate while offering no maintenance or yard work to worry about. Residents live independently, and some communities offer services, amenities, and activities for residents. Independent living facilities are aimed at older adults, which means there is a variety of options. Independent living for seniors includes senior apartments, condos, retirement homes, and continuing care retirement communities. When searching for independent living in Monmouth County, it is a good idea to have a budget in mind.
The cost of independent living varies depending on the types of services provided. Most seniors choose independent living close to the amenities and services they need. For example, this includes public transit, shopping malls, food stores, churches, healthcare, and walking trails. Retirement homes offer numerous services, such as dining services, recreation, and social events. Continuing care retirement homes are also excellent options because they help residents transition to a higher level of care when needed, such as assisted living. The Department of Health in New Jersey, Division of Health Facilities Evaluation and Licensing licenses three types of assisted living services. Assisted living residences are new construction, whereas comprehensive personal care homes are converted residential boarding homes. When searching for assisted living in Monmouth County, New Jersey, the first step is determining the level of care needed. Also, the family should ensure the facility is adequately licensed, well maintained, and well-staffed.
Benefits of Senior Retirement Living in New Jersey
The state of New Jersey offers something for everyone when retirement comes. There is endless entertainment, such as snowy mountain ranges, sandy beaches, and vast expanses of rural areas. Residents of New Jersey have easy access to major urban areas, and most residents are only an hour’s drive away from beaches, mountains, and ski resorts. The beaches in New Jersey are some of the top vacation destinations in the country. New Jersey retirement communities mean residents do not have far to go to access entertainment. There are 130 miles of coastline and small beach communities to enjoy. Overall, the state of New Jersey is moderately tax-friendly toward retirees. Social Security income is not taxed, and withdrawal from retirement accounts are partially taxed. Also, wages are taxed at standard rates, and the marginal state tax rate is 1.75%. Public and private pension income is partially taxed within the state.