Westchester County is the second-most populous county on the mainland of New York and is the most populous county in the state north of New York City. In 2019 the population was estimated at 967,506 residents and is situated in the Hudson Valley. Retiring in New York may not be ideal for every senior, but most older adults in the state own their own homes. When searching for something smaller, such as senior apartment units or condo units, it is a good idea to consider having it close to the amenities you need. Some of these services would include public transit, healthcare, shops, walking trails, churches, and grocery stores. Senior apartment complexes or condo units are excellent spots for active retirees. Also, most of these senior living options have age restrictions such as 55 and older or 65 and older. Retirement homes and continuing care retirement communities offer many amenities and services for its residents. Some of these services include transportation, dining services, medical support, recreation, and social events.
When older adults are ready to transition into a higher level of care, some of the continuing care retirement homes are capable of helping with this. Otherwise, the assisted living facilities in the state provide what could be considered the first level of care for most seniors. Within the state of New York are Adult-Care Facilities, Adult Homes, Enriched Housing Programs, and Assisted Living Residences. The New York Department of Health licenses three types of adult-care facilities that offer a continuum of long-term residential care for seniors. Adult homes are the lowest level of care, enriched housing programs, and assisted living residences for adults are the highest level of care. When searching for the right assisted living in Westchester County, it is essential to ensure the facility provides the standard of care your loved one requires. Also, the facility should be properly licensed, well maintained, and well-staffed.
Benefits of Retirement and Senior Living in New York State
The state of New York is the fourth largest state in the nation, with a population close to 20 million people. Approximately half of the population lives in the greater New York City metropolitan area. Some seniors consider retiring within the city, while others choose somewhere further upstate. For example, the Adirondack Mountains are a popular retirement and travel destination for active seniors. Financially, the state is moderately tax-friendly towards retirees. Social Security is not taxed, and withdrawal from retirement accounts are partially taxed. Also, wages are taxed at reasonable rates, and the marginal state tax rate is 5.90%. However, public pension income is not taxed, yet private pension income is partially taxed. Retirees and seniors choosing senior living communities benefit from maintenance-free living and all-inclusive rent. Also, residents have access to proper nutrition, recreation, transit services, and other amenities. Independent living is private, yet community-like living, and offers countless social interactions for residents.