St. Louis County is located in the eastern central portion of the state and is bounded by the city of St. Louis and the Mississippi River to the east. In the northern part of the county is the Missouri River, and in the south is the Meramec River. In 2019 the population was estimated at around 994,000 people, making it the most populous county in the state. Midwestern states are popular locations for retirement for active seniors who enjoy all four seasons, yet with hot, humid summers and cold winters. When searching for independent living in the state, it is a good idea to have a budget in mind and location close to amenities in St. Louis County. When retirees choose senior apartment living or condo units, they often want it close to public transit, healthcare, churches, shops, grocery stores, and parks. Senior apartment complexes are an excellent option for active seniors. Many of these apartment complexes have age restrictions such as 55 and older or 65 and older. Retirement communities and continuing care retirement homes provide extensive amenities. Some of these amenities include transportation, recreation services, dining services, and medical support.
However, your loved one may require extra help and assistance, such as an assisted living residence. The Missouri Department of Health and Senior Services, Division of Regulation and Licensure, Section for Long-Term Care Regulation licenses assisted living and residential care facilities. Assisted living facilities provide 24-hour care and services and assistance with any activities of daily living or any instrumental activities of everyday life. Also, these facilities offer supervision of health care under the direction of a licensed physician. When searching for assisted living services in St. Louis County, Missouri, it is essential first to determine what level of care your loved one requires. These facilities offer varying degrees of care and will help a family decide what is best. Also, the family should ensure the facility is properly licensed, well maintained, and well-staffed.
Benefits of Retirement and Senior Living in Missouri
The state of Missouri stretches from the Mississippi River in the east and borders with Kansas in the west. Seniors or retirees who enjoy all four seasons would benefit from living within a Midwestern state. Although, typically, the summers are hot and humid, and winter is relatively cold. The four largest cities in the state are St. Louis, Kansas City, Springfield, and Columbia. Retiring in Missouri is financially possible, as the state is moderately tax-friendly. Social Security retirement income is fully exempt from taxes for seniors earning less than $85,000 per year. Essentially, Social Security is partially taxed, and withdrawal from retirement accounts are fully taxed. Also, wages are taxed at reasonable rates, and the marginal tax rate is 5.40%. Additionally, public pension income is partially taxed, and private pension income is fully taxed. However, the property taxes are somewhat below the national average, and housing costs are also below the national average. Seniors living in retirement communities benefit from constant social interaction, private, yet community-like living, proper nutrition, recreation, and all-inclusive rent.
List of Senior Living Communities in Saint Louis County, Missouri
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